Control of your customers' personal injury claim is key to managing costs, ensuring other intermediaries do not capture that claim and critically making sure your customer is looked after in the way that you want them to be. The customer journey of every claimant is the cornerstone of the services we provide insurance clients.
Chameleon provides a full range of personal injury and Accident Management solutions, from capture to medical assessment to treatment, we have a bespoke solution tailored to each customer needs.
The diagnosis of whiplash injuries is largely dependant on self-reported symptoms from a potential claimant. This is compounded by factors such as high consumer awareness of whiplash as an injury and associated with making a personal injury claim. This, together with poor medical assessment by current medical suppliers, means it's no wonder whiplash claims form a much higher proportion of personal injury claims in the UK than elsewhere in the Europe
Our key objective is to provide our clients with complete flexibility in capturing and processing an identified third party non-fault claim. In creating the Third Party Solutions Team, we have been able to establish a framework for our insurer clients that demonstrates our ability to reduce the costs of a claim significantly, by proactively and efficiently capturing and processing it. We remove the need for solicitors, thereby significantly reducing costs and improving the customer journey. Alternatively, once a claim has been captured we offer our clients the ability to run and control the claims process internally.
Our telephone initial medical screening [IMA] system challenges the "no-questions-asked" approach to whiplash, as we believe it is important to ensure people understand that not everyone in a car collision is likely to get whiplash.
The UK's leading insurers, alongside world leading medical experts in whiplash, have developed our triage medical screening service. Using biomechanical evidence, our IMA screening clearly separates those with real injuries from those that have mild pain and low whiplash symptoms, thereby also removing a significant part of the low value but high cost claims.
A GP or qualified physiotherapist assesses every claim to determine a potential real injury (or otherwise) with a full medical assessment and injury report.
This provides our clients with total control of the claims process and puts them in a position to confidently recommend legal advice for those claimants identified has having probable whiplash, against those diagnosed with mild symptoms that may only require light touch or indeed no legal assessment.
Providing an instant medical assessment before the instruction of legal representation, ensures that only those claims with clearly identified whiplash symptoms or other serious injury are processed through the current compensation system.
Those cases that are diagnosed with mild symptoms are still provided with first-class early intervention treatment, using a bespoke network of treatment providers that operate under strict SLA's and only provide treatment proportionate to the IMA screening assessment.
Address: Chameleon House, Bird Hall Lane, Cheadle, Cheshire, SK3 0SB
Vat Reg No: 900 039 475
Company Reg No: 6015196 Registered in England & Wales
Tel: 0845 688 1233
Fax: 0845 688 1244
Email: info@chameleontelesalesltd.co.uk
Chameleon Insurance Services Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities, our registration number is CRM2520 which is recorded on the website: www.claimsregulation.co.uk. Chameleon Insurance Services Ltd is an appointed representative of Action Claims and Mortgages Ltd, Eden Point, Three Acres Lane, Cheadle Hulme, Cheshire, SK8 6RL which is Authorised and Regulated by the Financial Services Authority registration no 306011 recorded on the website: www.fsa.gov.uk/register
© 2012 Chameleon Insurance Services Ltd. All rights reserved.